Through the Finance Department at Milton Ruben, we
offer fully secured loans to protect you, your family, and one of your
most valuable assets - your credit rating.
Through no fault of your own, your credit can be ruined due to an
accident or illness. |
| A common cause of repossession in the US is an
illness in the family. |
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 | Expenses normally go up with a disability |
 | Income usually goes down with a disability |
 | Hospitalization insurance seldom pays 100% of the expenses
while you are sick or injured |
 | Hospitalization insurance does not pay your loan payments
while you are sick or injured |
 | Workman's Compensation only covers work-related injuries |
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| When you purchase an Accident Health Insurance
Policy... |
| In the event that you would become sick or injured, a
fully-secured loan that includes accident health insurance means: |
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 | Your loan payment is made for you while you are unable to work
due to any covered accident or illness |
 | You do not have to be hospitalized to collect |
 | Payments made on your behalf do not have to be repaid |
 | Your policy becomes effective on the date of your loan |
 | The cost is not rated according to age or occupation |
 | There is no lump sum cash outlay. The premium is included in
your monthly payment |
 | Benefits are tailored to the amount financed. You are not
paying for more insurance than you need. |
 | There are no limits on the number of times that you can
collect |
 | Benefits are in addition to any other protection you may have
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| Credit Life and Accident-Health Insurance endorses the
philosophy that "no debt should outlive the debtor". |