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Welcome to Milton Ruben's Finance Department!
We offer a wide range of financing and credit protection choices for your convenience. Our menu of finance choices provides pre-approved one stop shopping. We utilize GMAC, Chrysler Financial, Toyota and several other banks in order to provide the best possible rates and terms, whether leasing or financing your vehicle. An application may be completed by you or we will be happy to acquire the information from you over the telephone.
 Our current financing rate on new vehicles can range from 0.0% to 9.90% simple interest (depending on the vehicle and number of months financed). Down payments for financing are very flexible. Lease rates can be as low as 2.9% on GMAC's, Toyota's and Chrysler's lease programs. Rates are subject to change and all financing is subject to prior credit approval.
If rates are comparable, it most often makes good business sense to not finance a vehicle through your local bank or credit union. The reasons are simple: 
  1. It is smart not to "use up" bank credit lines with vehicle loans.
    Preserve your bank borrowing power for future important needs.
  2. We can handle everything by mail saving you valuable time.
  3. It is smart to establish a variety of financing sources.
    This makes your bargaining power greater than if you have "all your eggs in one basket." It also enhances your "credit worthiness" by establishing another verifiable creditor.

We offer a range of financing options to include:

1. Leasing
2. Service Contracts
3. Gap Insurance
4. Accident and Health insurance
5. Life Insurance

We can offer a quote on the options you desire:

- Price Quote on a new or preowned vehicle: Any new or used vehicle selected and quoted to your standards. We do the work for you -just tell us what your next vehicle will look like and we will do the rest!

- Finance/Lease Quote: Get pre-approved for the purchase of your next vehicle even before you step foot on our lot!
 

Call Milton Ruben Superstore today * Parts/Service 866-344-0962/Sales 877-220-3046